"A trusted partner in each member's financial life."

Get up to $500 cash back when you finance you auto loan from another lender
New | Used | Refi
Apply Today
save to win checking account
Save to Win
Start Saving
SPCO 2024 Annual Meeting
May 28, 2024
Learn More

Who Can Join SPCO?

SPCO Credit Union provides all the benefits of a member-owned financial institution to ALL who live, work, attend classes or gather regularly within 10 miles of any SPCO Credit Union location, all Union Pacific Railroad employees, and any employee of a graphics-related company in Harris County. Members of an employee’s immediate family are also eligible to join.

Become A Member

Why Join SPCO?

Our mission at SPCO is to be the trusted partner in each member’s financial life. We are a full-service financial institution who is proud to offer a full range of services for all your financial needs. Whether it’s a loan, checking account, savings account, or if you’re ready to invest in your future, we want to help you meet all your financial goals!

About SPCO
Click to read the current newsletter

SPCO Credit Union will NEVER contact you to request your account number, social security number, password or credit card information. We have this information and should never need to ask you for it. Please read our tips to protect your identity.